PUT A CREDIT UNION TO WORK FOR YOU
Discover a better way to bank
Explore a range of financial services
Find the nearest credit union or surcharge free ATM
Learn more about making the switch
A BETTER WAY TO BANK
More than 1.5 million Ontarians already belong to a credit union. Here are six reasons why:
MEMBERS OWN THE CREDIT UNION
As a credit union member, you don’t need deep pockets to feel like you own the place. Because you actually do.
With an equal vote, equal share and equal say for every member, our credit unions are owned by the very people who choose to belong to them. And anyone can join.
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A FULL RANGE OF FINANCIAL SERVICES
From day-to-day banking to mortgages, investments and more, your credit union has all your financial needs covered.
Most credit unions in Ontario provide a full roster of financial products and services, plus the expert advice you need to make better choices with your money. Browse our services.
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EVERYONE GETS THE BEST FROM US
Every one of our members is entitled to the same competitive rates, flexibility and attention, regardless of their account size.
Whether you’re well-established or just starting out, you can expect the same great products and quality of service from your credit union. All of our members are treated equally.
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YOUR MONEY IS ALWAYS PROTECTED
Your credit union deposits are insured by the Deposit Insurance Corporation of Ontario, so you can rest easy.
Similar to the banks, all credit union deposits are covered up to a statutory limit of $100,000 per account. And registered deposits, such as RRSPs, have unlimited protection. Learn more about our deposit protection.
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WE GET CLOSER TO OUR MEMBERS
Providing the very best in personal service, credit unions take the time to get to know you and help you achieve your goals.
Customer service has long been the cornerstone of the credit union experience and is consistently one of the top reasons why people join. Every credit union is committed to the financial education and well-being of its members, as well as the community at large.
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WE GIVE BACK TO THE COMMUNITY
When credit unions profit, they give those proceeds back to their members and the community at large. This way, we all profit.
Credit unions do more to support the places where members live and work. In fact, Ontario credit unions give back millions of dollars to communities each year – including scholarships, event sponsorships, funding for local charities and recreational programs.
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Financial Services
Wherever you’re headed, we’ve got the right mix of products and services to help you get there.
SURCHARGE-FREE ATM NETWORK
With access to over 2,400 ATMs from coast to coast, we’ve got one of the largest surcharge-free ATM networks in Canada. Learn More Find a surcharge-free ATM
PERSONAL BANKING
Savings, chequing, investing, credit – we’ve got all the personal financial services you need. Plus expert advice for every stage of your life.
MOBILE AND ONLINE BANKING
Whether you’re banking online or from your mobile phone, your credit union puts the most secure and convenient solutions at your fingertips.
BANKING FOR BUSINESS
Ontario credit unions have the services and products to support local businesses of all sizes. To see what we can do for yours, find a credit union near you.
FLEXIBLE BORROWING
Working out flexible rates and payment schedules, we can help our members do more with their mortgages, loans, credit cards and credit lines.
SMARTER INVESTING
From helping you save for your child’s education to planning for retirement, we’ve got a full suite of investment products to get your money working for you.
Index-Linked Term Deposits If you have purchased a three-year or five-year Central 1 term deposit from an Ontario credit union, you can check the daily return rates. Three-year term Five-year term