WHEN YOUR MEMBERS ARE YOUR OWNERS, IT CHANGES THE WAY YOU DO BUSINESS.

Have a say where you bank.

Unlike the banks, credit unions in Ontario are collectively owned by the people who belong to them. Every member is a shareholder, every shareholder is equal, and every credit union is a cooperative that answers to its members exclusively. You have a say in how your credit union is governed, and your credit union has a real stake in your success.

It pays to be a credit union member.

Why are more Ontarians choosing credit unions over banks? Because our profits go directly back to our members, the local economy and the communities we serve, instead of the big banks and their shareholders. Our profits are your profits, and we’re always looking for ways to add even more value to your banking experience.

Anyone can join.

Ontario’s credit union members come from all walks of life, from students and young families to small businesses and large organizations. There are no annual or hidden fees. Membership is for everyone. Joining a credit union is about as easy as it gets, and you can start reaping the rewards immediately. To begin your credit union journey, click here.

WE CREATE
REAL WEALTH
FOR REAL PEOPLE

WHO ARE YOU PROFITING?

Banks profit at your expense. Joining a credit union is a choice to put your needs ahead of theirs.

KEEP YOUR MONEY WHERE IT MATTERS.

Ontario’s credit unions share your values, and that means profiting responsibly through local investment.

WE GROW
YOUR MONEY
LOCALLY

OUR
PRODUCTS
ARE BETTER

WE’RE THE TOTAL PACKAGE.

Enjoy the best financial products and services around, plus one of the largest ATM networks in Canada.

A HISTORY OF FIRSTS.

See how credit unions rank highest in service, banking excellence and putting you first, as awarded by you.

OUR
SERVICE
IS BETTER

WE'RE EVEN
SAFER THAN
THE BANKS

WE DO MORE TO PROTECT YOUR MONEY.

With fewer restrictions and unlimited coverage on registered deposits, your credit union has you covered.