ALL THE PRODUCTS AND SERVICES OF A BANK. WITHOUT THE BANK.

We’re the total package.

Savings and chequing accounts, credit cards, loans, lines of credit, mortgages, investments and wealth management – Ontario’s credit unions are home to the best financial products in the industry. Expect better treatment and competitive rates with fewer fees, along with the personalized service you need to reach your goals. It’s what we’re known for.

ding free® ATMs.

With over 4,100 ATMs across Canada, Ontario’s credit union members have access to a larger surcharge-free ATM network than most banks, and its ding free from sea to sea. Traveling abroad? Your member card also gives you access to over 500,000 ATMs across the USA, as well as over 800,000 ATMs around the globe.

The future of banking isn’t a bank at all.

It may surprise you to know that credit unions have been behind virtually every banking innovation you take for granted. In fact, we were the first financial institutions to introduce Canadians to ATMs, debit cards, online banking, mobile cheque deposit and mobile pay, to name a few. And we’re just getting started.

CREDIT UNIONS
ARE OWNED BY
THEIR MEMBERS

OWNERSHIP CHANGES EVERYTHING.

Our profits are your profits, and anyone can join. See why it pays to be a credit union member.

WHO ARE YOU PROFITING?

Banks profit at your expense. Joining a credit union is a choice to put your needs ahead of theirs.

WE CREATE
REAL WEALTH
FOR REAL PEOPLE

WE GROW
YOUR MONEY
LOCALLY

KEEP YOUR MONEY WHERE IT MATTERS.

Ontario’s credit unions share your values, and that means profiting responsibly through local investment.

A HISTORY OF FIRSTS.

See how credit unions rank highest in service, banking excellence and putting you first, as awarded by you.

OUR
SERVICE
IS BETTER

WE'RE EVEN
SAFER THAN
THE BANKS

WE DO MORE TO PROTECT YOUR MONEY.

With fewer restrictions and unlimited coverage on registered deposits, your credit union has you covered.