THINK BANKS ARE SAFER THAN CREDIT UNIONS? THINK AGAIN.

We do more to protect your money.

Banks insure eligible deposits up to a maximum of $100,000. Ontario’s credit unions cover non-registered deposits up to $100,000 as well, but with fewer restrictions and unlimited coverage on registered deposits including RRSPs, RRIFs, RESPs and TFSAs. What’s more, we’re increasing our non-registered deposit coverage to $250,000 in 2018.

We’re bigger than you think.

Canada’s credit unions have combined assets of over $202 billion, more than 5.5 million members, and a network of over 280 credit unions with over 1,800 branches across the country – far greater than even the largest bank. The first credit union in Ontario was established in 1908, and over 11 percent of the province banks with us today.

We’re accountable to our members.

Ontario’s credit unions may be big enough to go toe-to-toe with the banks, but we’re also small enough to remember who we answer to. Our owners are our members, so they’re the ones who profit. Compare us to the banks, where record profits go to shareholders at the expense of their own customers. Whose financial security are you funding?

CREDIT UNIONS
ARE OWNED BY
THEIR MEMBERS

OWNERSHIP CHANGES EVERYTHING.

Our profits are your profits, and anyone can join. See why it pays to be a credit union member.

WHO ARE YOU PROFITING?

Banks profit at your expense. Joining a credit union is a choice to put your needs ahead of theirs.

WE CREATE
REAL WEALTH
FOR REAL PEOPLE

WE GROW
YOUR MONEY
LOCALLY

KEEP YOUR MONEY WHERE IT MATTERS.

Ontario’s credit unions share your values, and that means profiting responsibly through local investment.

WE’RE THE TOTAL PACKAGE.

Enjoy the best financial products and services around, plus one of the largest ATM networks in Canada.

OUR
PRODUCTS
ARE BETTER

OUR
SERVICE
IS BETTER

A HISTORY OF FIRSTS.

See how credit unions rank highest in service, banking excellence and putting you first, as awarded by you.